Built for Private Lenders

Generate
Perfect
Term Sheets
In Seconds

The only configurable term sheet platform built exclusively for private lending — Bridge, Fix & Flip, New Construction, and DSCR. Your guidelines, your brand, your workflow.

4
Loan Products
90s
Avg Generation Time
100%
White-Label Ready
DSCR: 1.42 — Approved
Term sheet generated • 2 sec
termsheet360.app — Term Sheet Generator
✓ Approved
DSCR TERM SHEET
📍 4521 Maple Ave, Austin, TX 78701
Loan Amount
$487,500
Interest Rate
7.875%
LTV
75.0%
Loan Term
30 Year IO
DSCR Ratio 1.42 ✓
Minimum DSCR 1.20 — Passed
LTV within 80% max — Passed
!
Short-term rental — Exception required
Bridge Loans
Fix & Flip
New Construction
DSCR Loans
White-Label Ready
Multi-Lender Platform
Instant PDF Generation
Configurable Guidelines
Broker Portal
Bridge Loans
Fix & Flip
New Construction
DSCR Loans
White-Label Ready
Multi-Lender Platform
Instant PDF Generation
Configurable Guidelines
Broker Portal

From Deal Input to
Signed Term Sheet

Four steps. Under two minutes. Professional output every time — with your branding, your rates, your guidelines.

01
Configure Your Guidelines
Set up your loan products, rate matrices, LTV limits, fee structures, eligible states, and property types. One-time setup that powers everything.
02
Enter Deal Parameters
Input borrower details, property info, loan amount, and product-specific data. The form adapts intelligently to the selected loan type.
03
Instant Validation
The rules engine checks every parameter against your guidelines in real-time. Pass, warn, or exception — with specific reasons shown instantly.
04
Generate & Deliver
Download a branded PDF, share a live web link, or email directly to the borrower. Track when they view it. Manage revisions with version history.

Every Private
Lending Product
Covered

Purpose-built for the four core private lending products. Each with its own logic, calculations, and term sheet structure — configured to match exactly how you lend.

🌉
Bridge Loans
Short-term financing with flexible exit strategies. Configure as-is value requirements, crosscollateralization rules, and cash-out policies.
  • As-is value & LTV validation
  • Exit strategy dropdown (refi, sale, payoff)
  • Extension options & fee calculation
  • Interest reserve configuration
🔨
Fix & Flip
ARV-based rehab loans with full project analysis. LTC, LTARV, rehab holdback structure, and borrower experience validation built in.
  • ARV & rehab budget analysis
  • LTC / LTARV dual calculation
  • Draw schedule templates
  • Borrower experience scoring
🏗️
New Construction
Ground-up construction financing from permit to CO. Land value treatment, builder approval, spec build policies, and staged draw structures.
  • Land value & total cost analysis
  • Builder approval workflow
  • Completion guarantee tracking
  • Staged draw schedule builder
📊
DSCR Loans
Rental property financing based on cash flow. Configure DSCR thresholds, rent calculation methodology, vacancy factors, and STR policies.
  • Real-time DSCR calculation
  • Market vs actual rent logic
  • STR / short-term rental flags
  • PITIA vs PI toggle

Everything a Lender
Actually Needs

⚙️
Configurable Rules Engine
Your guidelines live in the platform. Every deal is validated against your exact parameters in real-time — no more mental math or manual spreadsheet checks.
LTV ≤ 80%
75.0% ✓
Min DSCR ≥ 1.20
1.42 ✓
Short-term rental — Exception
Review
Credit score ≥ 680
724 ✓
🏢
Multi-Tenant White Label
Every lender gets their own branded environment with custom subdomain, logo, colors, and disclaimer language.
FC
First Capital
firstcapital.termsheet360.app
PB
Pacific Bridge
pacificbridge.termsheet360.app
AL
Apex Lending
apexlending.termsheet360.app
HC
HarbourCap
harbourcap.termsheet360.app
📄
Instant PDF Generation
Pixel-perfect branded term sheets generated in under 2 seconds. Download, share as a link, or email directly.
👥
Broker Portal
Give your broker network access to run scenarios and generate indicative term sheets using your guidelines — with your branding.
👁️
View Tracking
Know the moment a borrower or broker opens your term sheet. Perfect timing for your follow-up call.
🔄
Version History & Revisions
Every term sheet revision is saved automatically. Compare versions, audit trail for compliance, and one-click renewal when sheets expire.
🔐
Role-Based Access Control
Admin, Loan Officer, Processor, and Broker roles. Each sees only what they need to see. Guideline configuration stays protected at the admin level.

Simple, Transparent Pricing

No per-seat nonsense. No hidden fees. Flat monthly plans that scale with your business.

Monthly
Annual
Save 20%
Starter
$ 199 /mo
Perfect for small lenders just getting started with automated term sheets.
  • 1 user / loan officer
  • 2 loan products
  • 50 term sheets/month
  • Branded PDF output
  • Email delivery
  • 30-day version history
Get Started
Enterprise
$ 799 /mo
For established lenders with large broker networks and compliance requirements.
  • Unlimited users
  • Unlimited broker portal
  • Custom domain (your brand)
  • API access
  • Priority support & onboarding
  • Custom onboarding & setup
  • SLA guarantee
Contact Sales

What Lenders Are Saying

"

We used to spend 20–30 minutes on every term sheet, hunting through email threads for the right rate and checking LTV manually. TermSheet360 cut that to 90 seconds. Our loan officers love it.

MR
Michael Rodriguez
COO — First Capital Lending, Texas
"

The broker portal is a game changer. My top brokers now pre-qualify their own deals before even calling me. I only get the clean ones. Deal volume went up while my time spent went down.

SK
Sarah Kim
Principal — Pacific Bridge Capital, California
"

We were on Encompass for term sheets — total overkill. TermSheet360 is exactly what a hard money lender needs. Clean, fast, configurable. The DSCR calculator alone is worth the price.

DW
David Washington
Founder — Apex Hard Money, Florida
Get Started

Ready to Modernize
Your Lending Workflow?

Join private lenders who've automated their term sheet process. 14-day free trial, no credit card required.

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