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Terms of Service

Last updated: April 12, 2026

Welcome to TermSheet360. These Terms of Service ("Terms") govern your use of the TermSheet360 platform, website, and services (collectively, the "Service") operated by TermSheet360 ("we", "us", or "our"). By accessing or using the Service, you agree to be bound by these Terms.

1. Acceptance of terms

By creating an account, accessing, or using TermSheet360, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you are using the Service on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

2. Description of service

TermSheet360 is a software-as-a-service (SaaS) platform that enables private lending companies to generate, manage, and distribute term sheets for real estate loan products. The Service includes term sheet generation, pricing engine configuration, pipeline management, and related tools.

3. Account registration

To use the Service, you must create an account and provide accurate, complete, and current information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us immediately of any unauthorized use.

4. Subscription and payment

Access to the Service requires a paid subscription. Subscription fees are billed in advance on a monthly or annual basis depending on your selected plan. All fees are non-refundable except as required by law. We reserve the right to modify pricing with 30 days' notice.

5. Acceptable use

You agree not to:

  • Use the Service for any unlawful purpose or in violation of any applicable regulations
  • Reverse engineer, decompile, or attempt to extract the source code of the Service
  • Share your account credentials with unauthorized third parties
  • Transmit any malicious code, viruses, or harmful content through the Service
  • Use the Service to generate fraudulent or misleading financial documents
  • Resell, redistribute, or sublicense access to the Service without our written consent

6. Data ownership

You retain all rights to the data you input into the Service, including loan details, borrower information, company branding, and generated term sheets. We do not claim ownership of your data. We may use aggregated, anonymized data for analytics and product improvement purposes.

7. Confidentiality

We understand that the data processed through our platform is sensitive financial information. We implement industry-standard security measures to protect your data and will not disclose your data to third parties except as required by law or as necessary to provide the Service.

8. Disclaimer

TermSheet360 is a document generation tool. The term sheets produced by the Service are for informational purposes and do not constitute legal, financial, or investment advice. You are solely responsible for ensuring that all generated documents comply with applicable federal, state, and local lending regulations. We recommend that all term sheets be reviewed by qualified legal counsel before distribution.

9. Limitation of liability

To the maximum extent permitted by law, TermSheet360 shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service, including but not limited to loss of revenue, data, or business opportunities.

10. Termination

Either party may terminate this agreement at any time. You may cancel your subscription through your account settings. Upon termination, your access to the Service will cease, and we will retain your data for 30 days before deletion, during which time you may request an export of your data.

11. Changes to terms

We may update these Terms from time to time. We will notify you of material changes via email or through the Service. Continued use of the Service after changes take effect constitutes acceptance of the updated Terms.

12. Contact

If you have questions about these Terms, please contact us at contact@termsheet360.com.

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