Built for Private Lenders · In early access

Term sheets in 90 seconds,
not forty-five minutes.

The first term sheet automation platform built exclusively for Private Lenders. Configure your rules once. Generate branded term sheets forever.

No credit card 3-minute setup White-label from day one
Fig 01 · Live preview
termsheet360.app / new-deal ● recording
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Built with input from lenders across
Lender 1 Lender 2 Lender 3 Lender 4
0s
Average generation
0
Loan products
0
US states
Zero
Manual errors
Copy-pasted rates Outdated company logos Wrong entity names Formatting inconsistencies Manual LTV math Stale PDF templates Broker back-and-forth Lost deal momentum
The problem

Term sheets are still
made in Word docs.

Every Private Lender faces the same broken workflow — manual, error-prone, and costing hours every single day.

01

20–45 minutes per term sheet

Copy-paste into Word templates. Fix formatting. Double-check rates manually. Do it again tomorrow.

02

Constant errors with your name on them

Wrong rates. Outdated logos. Incorrect entity names — sent to borrowers with your brand on it.

03

Zero consistency, no audit trail

Every loan officer formats differently. No validation. No standards. No way to tell who sent what.

Before
45min
With TermSheet360
90sec
30× faster · Zero errors · Every time
Loan products

Four products.
One platform.

Every major Private Lending product — each with its own validation logic, smart fields, and term sheet layout.

Bridge Loans

Short-term financing from 6–24 months. Quick closings for acquisitions, refinances, and time-sensitive deals.

6–24 mo Up to 75% LTV I/O payments

Fix & Flip

Purchase + rehab loans with ARV-based underwriting. Automatic validation of renovation budgets and after-repair values.

ARV-based Draw schedules 90% LTC

New Construction

Ground-up construction with multi-stage draw schedules. The most complex product — fully automated.

Multi-draw Phased Up to 80% LTC

DSCR Loans

Long-term rental financing validated by Debt Service Coverage Ratio. The fastest-growing product in Private Lending.

30-yr amort DSCR ≥ 1.0 Rental focused
Why TermSheet360

Not a generic doc builder.

Every feature exists because someone who underwrites these loans daily knows what's needed.

Your rules, your system

Configure rates, LTV limits, state eligibility, fee structures — the system enforces them automatically.

White-label, end to end

Your logo, colors, disclaimers. Borrowers never see TermSheet360 — everything looks like your company.

Real-time validation

Every field validated against your lending rules before generation. No impossible deals go out the door.

Instant, branded PDFs

Professional, consistent PDFs in seconds — not minutes. Perfect, every time, without a designer.

Role-based access

Owners set rules. Officers generate. Processors track pipeline. Everyone sees exactly what they need.

Broker & borrower portal

External users check deal eligibility through your branded portal — before they ever call your team.

How it works

Three steps.
Ninety seconds.

From login to a borrower-ready PDF — faster than opening a Word template.

Step 01

Enter the deal

Select loan product. Enter property and borrower info. Smart fields adapt to each product type — no wasted clicks.

Step 02

Auto-validate

Every parameter checked against your configured rules. Issues flagged before generation — not after it's sent.

Step 03

Generate & send

A branded PDF in seconds. Download, email, or share via a secure link — your choice, your brand.

Built for

Everyone on the deal.

Company Owners

Set lending rules. Manage access. Maintain brand consistency across every term sheet.

Loan Officers

Generate term sheets in seconds instead of drafting Word docs for 45 minutes.

Brokers

Check deal eligibility through a branded portal before submitting to your team.

Borrowers

Receive professional, consistent term sheets — building trust from first contact.

The vision

More than a term sheet tool —
the operating system Private Lenders never had.

2026 — Now

Term Sheets

Automate the most universal daily workflow. Earn trust. Replace the Word doc.

Next

Core Operations

Underwriting. Pipeline. Broker management. Construction draws.

Future

Full LOS

The complete Loan Origination System — affordable, modern, purpose-built.

Early access · Limited spots

Ready to stop wrestling
with Word documents?

Join the early access list. Be among the first lenders to automate their term sheet workflow — and help shape what comes next.

Tweaks

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Serif headlines
Live demo in hero
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